Ralph Feldbauer Chief-Risk Manager and Managing Director, RiskGuard GmbH

As a leading expert in the field of risk management, he and his company advise well-known insurance and reinsurance companies as well as industrial and corporate clients on specific issues of risk analysis, (alternative) risk transfer and targeted risk calculation in line with loss requirements. His specific focus is on holistic, practical loss prevention concepts for company fleets and large fleets. His expertise is appreciated and demanded on the German and European market both by public institutions of road safety work and by professional associations as well as by all service-providing interfaces (including claims management companies, leasing companies, brokers, etc.) around company vehicle fleets. After his specialist studies in insurance management, which he successfully completed with the Bavarian State Government's Master Craftsman Award, Mr. Feldbauer completed numerous further training courses in business administration. Starting in 1991, his professional career took him through several years of specialist and management positions with German insurance companies, starting with the R+V Group and ending with the market leader Allianz Versicherung. Here, he was involved in underwriting operations, among other things, and took over the management of the Casuality division of the Bavarian Allianz Versicherung until 2004. He then moved to the industrial brokerage company fcvd GmbH, Nuremberg as a managing partner and simultaneously founded RiskGuard GmbH in 2011. This company specializes in combining the ideal specific risk transfer with practical loss prevention concepts from risk analysis in order to generate the highest added value for all parties involved. From 2015 to 2020, Mr. Feldbauer has still provided his many years of expertise in a management function at Allianz Versicherung Munich, Deutschland. There, as authorized signatory and department director, he was consistently responsible for the area of risk management for vehicle fleets and continued to expand this area in a future-oriented manner. He brought his targeted risk expertise to the fleet portfolio, the individual business of Allianz in all key interfaces, such as actuarial, underwriting, Allianz Center Technology and sales for customer retention. Mr. Feldbauer actively accompanies and leads various projects and working groups on applied risk management as well as on the development and expansion of sustainable RM and fleet concepts on an ongoing basis. In addition, he is active as a lecturer at advanced training courses and specialist seminars in the insurance industry as well as in the automotive and commercial vehicle industry. He supports tasks at the Central Franconia Chamber of Industry and Commerce in Nuremberg as a volunteer and is involved in various supervisory and advisory board functions.